全球真实成本计算器
FAQ
Common questions about foreign card fees, DCC, VAT refunds, import taxes, and travel budgets.
Why is my card charge higher than the exchange rate? A card payment can include a network fee, issuer fee, exchange-rate margin, merchant markup, or processing-date rate difference.
Should I pay in local currency or my home currency? If you do not know the dynamic currency conversion markup, paying in the local currency is often the clearer baseline.
Is a VAT refund equal to the VAT rate? No. VAT is included inside the tax-inclusive price, and refund operators may subtract service fees.
Can this calculate exact customs duty? No. It estimates scenarios. Exact customs duty depends on the destination country, product classification, origin, thresholds, and carrier handling.
Why does the travel budget calculator include a buffer? Trips often include city taxes, ATM fees, tips, card fees, luggage costs, data charges, and small local costs that are easy to miss.